Larry Buchanan Realtor®

Posts Tagged ‘Jacksonville Beach real estate’

Larry is presenting this stunning 5th floor unit that features fabulous direct ocean and city views. Upgraded kitchen appliances, fireplace, premium countertops, custom paint, reverse osmosis water treatment system, designer ceiling fixtures, and surround sound.

And just like you’d expect in a home built for convenience, there is a hose bib on the balcony for easy, carefree cleaning. Under-building parking provides additional vehicle protection and you’ll also find a storage room that can accommodate 2 motorcycles and more.

Additional details:

$1,000,000
Beds: 3

Full Bath: 3

Half Bath: 1

Sq. Ft: 2605

Street: 1031 South 1st St

City: Jacksonville Beach

State: FLORIDA

MLS: 574890

Call Larry Buchanan, Realtor at: (904) 910-0203

email:Larry@ LarryBuchananRealtor.com

These days I seem to be getting more questions about credit than buying and selling houses. I always look for the positive side of things so my hunch is people want to prepare for a warming trend in the financial markets. Regardless of the reasons, it’s always a good idea to monitor your credit report to make sure you’re in good shape.

Your credit score is a very important in any financial transaction that you make or intend making in future. So it’s good you know exactly how you are scored. You’ll want to understand what is meant by the numbers of your credit score and how you can improve it if it’s not good enough.

If you have ever borrowed money or used credit before, the “score” reflects how well you’ve handled credit in the past. Your credit score is determined by amount of credit you have, how much money you owe and whether or not your payments were made in a timely manner.

Your credit score serves lenders as a predictor of how likely you are to repay credit they can extend. When payments are made on time your credit history will be stronger than with a history of slow and late payments. This is a major issue for both banks and credit unions.

Tips For Improving Your Credit Score

Bottom line, value your credit more than cash on hand. Naturally, it is great to form the habit of putting away cash savings, regardless of the monthly amount.

However, when it comes to our use and understanding of credit, it is easy to accumulate bad habits that can be costly. Check with your banker for guidance. You will find the best advice is easiest to find at your local bank or credit union. And the price is right.

Best Regards,

Larry Buchanan Realtor
Prudential Network Realty
Phone: 904-910-0203
email: Larry @LarryBuchananRealtor.com

I’ve spoken to so many people about so many things in the past weeks, I felt my blog readers might have some of the same questions. It’s no secret that anything related to finances is a top concern these days. And credit is at the top of the list.

Please take a few moments to read this report about correcting errors on your credit report. Even with the real estate slowdown that’s happening around the country, Jacksonville real estate, and especially Jacksonville Beach real estate prices remain attractive. And houses are selling.

However, it won’t help your cause if you wait until you’ve made a buying decision, to check your credit report. Check it now by using the simple step by step process that follows…

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People that compile your personal credit reports are human beings. And like you and me, they can make mistakes while compiling your reports from the various sources from which they receive information about your spending habits. Thus, requesting for a copy of your report often (at least 2-3 times a year) is very important.

By reviewing your credit report you will know what the credit bureaus are compiling about you. You will be able to discover unfavorable information and request corrections before they start can spreading inaccurate information about you.

When you get a copy of your personal credit report you will be able to determine the status of your credit file. Study the information in it very closely and attempt to remove all unfavorable information in it.

All your credit history may not be contained in one file from a single firm. So if possible, order reports from all of the top 4 credit firms to start your review. Some information may be duplicated in one or two company’s reports, but not included in the other company’s files.

You need to note the spelling of your full name, social security number, current and previous addresses, spouse’s name, and date of birth and make sure that they are correct because they are points used in identifying you.

Also, make sure that merchants’ names, credit account number, date opened, date closed, high credit limit, highest amount of credit used, and repayment history are correct, current and accurate.

After studying the file carefully if you notice any errors, write out the details of the exact error and the way you think it should be listed. You will find a space on the right-hand side of your reports where you may protest any item in your report that you feel is incorrect.

You will have to attach photocopies along with pertinent information to prove your claim and send it to the credit bureau by mail. It’s a good idea to certify your mailing.

When the credit bureau(s) receive your message they will investigate and send you results of their investigation. You will have to exercise patience during this period because it may take the bureau some time to complete their investigation.

I hope you find this to be useful information and look forward to your questions and comments.

Larry Buchanan Realtor
Prudential Network Realty
Phone me at:904-910-0203
email: Larry@Larry Buchanan Realtor.com

PS Click here to see my complete listing of homes in the Greater Jacksonville Area

Since my decision to become a Jacksonville Beach Realtor, even though I serve the entire NE Florida area, I noticed something about this market. Naturally, I study what’s happening in the area with a focus on things like the strength in the school system and the market values and property values of close by areas. Specifically areas like Ponte Vedra and St Augustine’s Palencia community.

My research indicated that, based on national surveys, Jacksonville Beach homes are good values when compared with any other real estate market in the nation. Ponte Vedra real estate mimics the same level of strengths. The age of the homes and the natural beauty of the areas and proximity to the beaches, makes these beach communities a perfect setting for both singles and families.

Whether you are a real estate investor or just thinking about starting your search for homes in Jacksonville Beach, now is the best time of the year to begin your search. Especially in regard to Jacksonville Beach oceanfront penthouse properties and condos or single family homes. And Ponte Vedra real estate and other properties add to the wealth of properties for your consideration.

Truly NE Florida real estate is an undervalued and overlooked commodity that’s just beginning to trigger international and local interest.

Please do not hesitate to call me with your questions or comments. If you haven’t done so recently you’ll want to check on market values or property values in our area.

My direct number is 904-910-0203. I look forward to speaking with you.

Larry Buchanan, Realtor®
Larry@Larry Buchanan Realtor.com
Prudential Network Realty, Inc.

PS Click here to see my current listings in the Greater Jacksonville Area